The Bank of India (BOI) has been recruiting Bank of India Credit Officer Recruitment 2026. Vacancies notification has been released for 779 General Banking Officer (GBO) Stream for MMGS-II (677), MMGS-III (61), and SMGS-IV (41) grades. Online registration has been started from 30 June 2026 for graduates and experienced candidates and applications last date is 20 July 2026. Candidates who will be selected for final appointment will get ₹64,820 to ₹1,20,940 monthly salary.
Bank of India Credit Officer Recruitment 2026 Notification
The Bank of India (BOI) has declared Credit Officer Recruitment 2026 in the General Banking Officer (GBO) Stream. A total of 779 various positions for MMGS-II (677), MMGS-III (61), and SMGS-IV (41) released for interested applicants. Application process has begun from 30 June 2026 and last date is 20 July 2026. Check official notification for complete updates
Post Name: Credit Officer (General Banking Officer Stream)
Organization: Bank of India (BOI)
Number of Vacancies: 779
Grades: MMGS-II, MMGS-III & SMGS-IV
Application Mode: Online only
Online Registration Starts: 30 June 2026
Application’s Last Date: 20 July 2026
Online Exam Date: To be Notified
Official Website: bankofindia.bank.in
Important Dates for Bank of India Credit Officer Recruitment 2026
Candidates should be aware of all important scheduled dates to avoid any issues related to application process.
| Event | Date |
|---|---|
| Notification Out | 01 June 2026 |
| Online Application Starts | 30 June 2026 |
| Application's Last Date | 20 July 2026 |
| Fee Payment Last Date | 20 July 2026 |
| Exam Date | Will be notified later |
Vacancy Distribution for Bank of India Credit Officer Recruitment 2026
Vacancies have been announced for Credit Officer of around 779 posts for grade MMGS II (677), MMGS-III (61), and SMGS-IV (41). Check details below:
Scale Vacancies
MMGS-II 677
MMGS-III 61
SMGS-IV 41
Total 779
Category Wise Vacancy Details
| Scale | UR | OBC | SC | ST | EWS |
|---|---|---|---|---|---|
| MMGS-II | 274 | 180 | 102 | 52 | 69 |
| MMGS-III | 22 | 16 | 10 | 5 | 8 |
| SMGS-IV | 21 | 9 | 6 | 2 | 3 |
Eligibility Criteria for Bank of India Credit Officer Recruitment 2026
Eligibility conditions must be fulfilled as post wise for Credit Officer (GBO Stream) and it varies by grade for MMGS-II, MMGS-III, SMGS-IV.
Educational Qualification
Must be graduation degree from recognized institutions in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD) with professional qualifications or post – qualification are preferred.
Age Limit for Bank of India Credit Officer
Candidates age will be calculated as on 01 June 2026. Age Limit depends on the preferred post grade applied by the candidates.
Scale Age Limit
MMGS-II 25–32 Years
MMGS-III 28–35 Years
SMGS-IV 32–45 Years
Age relaxation is applicable for reserved categories as per rules.
Category Wise Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen / ECOs / SSCOs | 5 Years |
| Persons affected by the 1984 riots | 5 Years |
Application Fee for Bank of India Credit Officer Recruitment 2026
BOI application fee must be paid online and non-refundable. It varies by category. For General/OBC/EWS candidates, fee is ₹850. For SC/ST/PwBD categories candidates, it is ₹175. Check below details:
Category Application Fee
SC/ST/PwBD ₹175
General/OBC/EWS ₹850
Bank of India Credit Officer Selection Process
BOI Credit Officer selection process consists of multi-stage include Online Examination, Personal Interview, Document Verification and Merit List.
1. Online Examination
An online examination will be conducted and candidates must hold a rank for next stage selection.
2. Personal Interview
Shortlisted candidates will call for interviews round to assess suitability, skill and professional expertise of the candidate.
3. Document Verification
Candidates original documents will be verified during verification process.
4. Final Merit List
Candidates who perform well overall, will be selected and appointed.
Bank of India Credit Officer Recruitment Documents Required
• Date of birth proof.
• Original educational certificates.
• Experience Certificates
• Passport-size photocopy
• Category Certificate (if required)
• NOC (if government or PSU employee)
Pay Scale for Bank of India Credit Officer 2026
Engaged candidates will receive monthly basic attractive pay and it varies as per grade. For MMGS-II grade, basic pay is 64,820 to ₹93,960. For MMGS-III, the pay ranges from ₹85,920 to ₹1,05,280. For SMGS-IV, monthly pay is ₹1,02,300 to ₹1,20,940. Additional benefits include Dearness Allowance (DA), House Rent Allowance (HRA), Medical Benefits, City Compensatory Allowance, Leave Benefits, Pension and other benefit.
How to Apply for Bank of India Credit Officer Recruitment 2026
1. Visit the official Bank of India website at bankofindia.bank.in
2. Click on the BOI Credit Officer Recruitment 2026 link.
3. Register yourself using email ID and mobile number.
4. Fill in your personal and ecademic qualifications carefully.
5. Upload the required documents, photograph, Aadhar and signature.
6. Pay the application fee online via available payment modes.
7. Submit and print the confirmation page.
Candidates can visit our latest vacancies recruitments pages here
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Bank of India Credit Officer Recruitment 2026 – Frequently Asked Questions (FAQs)
Q1. What is the mode of application for Bank of India Credit Officer Recruitment 2026?
Mode of application is online.
Q2. What is the last date for applying?
Applications last date is 20 July 2026.
Q3. How many vacancies are available under Bank of India Credit Officer Recruitment 2026?
There are 779 vacancies announced in this recruitment drive.
Q4. What is the application fee for candidates?
Application fee for SC/ST/PwBD candidates is ₹175 and for General/OBC/EWS categories candidates is ₹850.
Q5. How many grades available under Bank of India Credit Officer Recruitment?
There are three grades available and these are MMGS-II, MMGS-III, SMGS-IV.